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Get a positive, helpful partner for buying or selling a home:
- Trusted resource for answers about the process
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Communities Served
Featured Properties
Recent Sales
$19,999
0
0
Villa Rica, GA
beds
baths
$403,459
4
3
Carrollton, GA
beds
baths
$395,000
5
4
Dallas, GA
beds
baths
$4,000
0
0
Eatonton, GA
beds
baths
Home Equity: How to Use It
Home Equity: How to Use It
Let’s look at the different ways you can use your home’s equity.
Refinance: In essence, this is a way of paying off your current mortgage and getting cash out based on how much equity (the difference between the market value of your home and what you owe on it) you have in your home. This is a great way to lower or lock in your mortgage interest rate. This is the way to get large sums of money – $30,000 or more – because you have 15 to 30 years to pay it off.
On refinances, you may have to pay closing costs; discount points (used to increase the lender's yield or profit on the loan and equal to one percent of the loan amount); appraisal fees; application…
Adrian Ashmore
Better Homes and Gardens Real Estate Metro Brokers- M:
- 770.312.5936